Benefits Calculator

Introduction

This calculator will allow you to generate an estimate of your future retirement benefits, however, it does not replace the actual calculation of benefits when you retire. If you are planning to retire, you should request estimates from the Employees’ Retirement System (ERS).

The calculator is a client side javascript which works within your own web browser. No information is transmitted or stored anywhere.

New Look

Two new features:

  • New option factor tables for membership prior to July 1, 2012
  • Mobile ready design

Required Information

You will need to provide information about:

  • yourself
  • your beneficiary
  • your employment history
  • your salary

Additional information Contributory members need to provide:

  • Retirement contributions to December 31, 1986
  • Total accumulated contributions, plus interest

Additional information Hybrid members need to provide if Noncontributory service was upgraded:

  • Year(s) and month(s) of upgraded Noncontributory computed service
  • Total cost for the upgraded Noncontributory service

Additional information for acquired or purchased service:

  • Include any acquired or purchased service that you may have. All acquired or purchased service must be entered in the appropriate plan.

Things to Consider

The calculator will not:

  • estimate your future retirement benefit using an “inflation factor”
  • add interest to the estimated contributions
  • estimate disability retirement benefits
  • use any information from your ERS records, just the information you provide

Disclaimer

By using this retirement calculator, I acknowledge and agree that:

  1. this calculator provides an unofficial estimate of retirement benefits;
  2. the ERS retains no record of estimates produced by this calculator;
  3. the ERS has no liability or obligation, to pay any amount as a result of using this calculator, and
  4. this estimate calculation is not to be construed in any way as a promise or contract with the ERS to pay the amount calculated, or any other amount.

All final retirement benefits shall be determined by the ERS in accordance with the laws in effect at the time of retirement.

I HAVE READ AND UNDERSTAND THE ABOVE INFORMATION.

ERS Office-Visit Procedures: Starting Sept. 13, 2021, visitors to the Employees’ Retirement System offices must provide verification of being fully vaccinated or if not fully vaccinated, provide a negative COVID-19 test result (taken within 72 hours of the ERS office visit) as a condition of entry. Contact the ERS at 808-586-1735 or the office on your island before visiting. Click here to view the full message. Mahalo.